The game action takes place in the early 20th century. Jane is a young woman who lost her parents in a tragic accident when she was a child. She receives a letter from her guardian, Sir Charles Willmore, who lives in an ancient ancestral castle. Upon opening the envelope, she finds an empty sheet inside on which the message "You're next!" magically appears. Jane hurriedly gathers her belongings and heads to Sir Charles to ask for an explanation. However, she doesn't yet know that she's hurrying straight into the trap prepared for her.

‘Blood & Gold: Caribbean!’ is a blend of economic strategy and open-world RPG, set in the pirate era of XVII Century Caribbean. The game is based on the significantly improved Mount & Blade: Warband engine.