Nri To Resident: Essential Financial Transition Blueprint

Only Financial Planning Playlist Designed for Returning NRIs

What you'll learn

Develop a complete pre-departure financial strategy - Create a step-by-step timeline covering cost-of-living analysis, fund requirements planning, and essential

Master RNOR tax optimization and timing strategies - Understand how to qualify for and maximize Resident but Not Ordinarily Resident status to legally minimize

Strategically manage U.S. retirement accounts with 5 different options - Learn advanced penalty free withdrawal strategies including 72(t) SEPP, Rule of 55

Navigate Social Security benefits and cross-border taxation - Understand how to qualify and receive Social Security retirement/spousal/disability benefits

Make informed decisions about U.S. assets and property - Analyze whether to sell or rent U.S. house, manage HSA accounts strategically, and brokerage accounts

Complete proper exit compliance and documentation - Master the filing of Form W-8BEN, account closure procedures, and all necessary legal/tax notifications to a

Requirements

People who have lived in US and considering moving back to India

Description

Planning to return to India as an NRI involves far more than booking a flight home — it requires a carefully structured financial strategy.Many returning NRIs unintentionally lose significant amounts to avoidable tax penalties, miss out on valuable benefits like the RNOR (Resident but Not Ordinarily Resident) tax window, and make suboptimal decisions regarding their 401(k), Social Security, and overseas assets. These are not just oversights — they’re consequences of lacking a comprehensive and timely roadmap.This professionally designed video series provides clear, step-by-step guidance to help you:Optimize the timing of your return to minimize tax exposureLeverage RNOR status for tax-efficient repatriationNavigate U.S.-based accounts such as 401(k)s, IRAs, and Social SecurityAlign with FEMA and Indian tax laws to stay compliant and avoid penaltiesRebuild your financial life in India with confidence and foresightWhether you’re in the early planning stages or just months away from moving, this course equips you with the knowledge and structure needed to make informed, strategic decisions.Prepare the right way — with clarity, confidence, and a proven roadmap.It's not just about what to do — it's about what to do first, what to avoid, and how to think long-term. Watch now and move forward with clarity and confidence.

Overview

Section 1: Big Picture Awareness - Are you Financially Ready?

Lecture 1 Are you Financially Ready for Returning to India?

Lecture 2 Is Investing in 401k Worth it if you are moving back to India?

Section 2: The Must-Do Checklist Before Leaving

Lecture 3 Financial Planning Checklist for NRIS Moving Back to India

Lecture 0 NRI Returning to India? You Need to Know About RNOR for Tax Planning

Section 3: Social Security Strategy for Returnees

Lecture 4 Can You REALLY Get Social Security Retirement Benefits Living in India?

Lecture 5 How US Social Security Benefits are Taxed for NRI's Moving Back to India?

Lecture 6 Returning to India? Don't MISS OUT on Social Security Spousal Benefits!

Lecture 7 What Happens to Social Security SURVIVOR BENEFITS After Moving to India?

Section 4: 401k and IRA Decisions – Avoiding Penalties

Lecture 8 Moving to India? 5 BEST Options for 401k Funds

Lecture 9 Use 72(t) for Penalty FREE 401k or IRA Withdrawal

Lecture 10 The Rule of 55 SECRET to Avoiding HUGE 401k Withdrawal Penalties

Section 5: What to Do With Your HSA (Health Savings Account)

Lecture 11 How Health Savings Account Works and What to Do with Funds When Moving to India

Section 6: Real Estate – Sell or Rent?

Lecture 12 Returning NRIs, Should You Sell or Rent Your House When Moving Back to India?

Section 7: Final U.S. Exit – Wrap Up Paperwork Properly

Lecture 13 How to Fill Out Form W-8BEN CORRECTLY? When Leaving the US

This playlist is specifically designed for NRIs living in the U.S. who are planning to move back to India and want to avoid expensive financial mistakes during their transition.,Perfect for you if: You have U.S. assets like 401k, IRA, HSA, or real estate and need to handle them strategically You're overwhelmed by the complexity of cross-border financial planning and tax implications You want to maximize benefits like RNOR status and Social Security while avoiding penalties,Not suitable if: You've never lived in the U.S. as an NRI or don't have U.S. financial accounts You're looking for basic investment advice rather than India-specific transition planning