Introduction To Buy-Now-Pay-Later (Bnpl)

Understanding the BNPL sector through the lens of an investor

What you'll learn
Understand the basics of buy-now-pay-later (BNPL)
Understand the various business models and distribution channels that exist for BNPL
Understand the various product configurations that exist for BNPL
Understand the value proposition offered to consumers and merchants for BNPL
Understand the key drivers and unit economics for a BNPL business
Understand the differentiators and risks of a BNPL business
Identify the winners in the BNPL space
Requirements
No requirements or prerequisites for this course besides a very basic understanding of financial services.
Description
I’m Professor Fintech and I’ve been involved in the global FinTech space for close to 5 years now in the capacity of an investor. Through my role, I’ve had the opportunity to dig deep into a plethora of companies that straddle the financial services ecosystem, from payments, to lending, to insurance, to banking. You name it, I’ve looked at it from the lens of an investor. Now I want to share what I’ve learnt about buy-now-pay-later with you!Through this course, you’ll gain a solid foundation of how buy-now-pay-later works, starting with the basics and building up from there. We’ll cover the latest trends, key business models, distribution channels and product offering to see what all the fuss is about from the point of view of both the consumer and the merchant. Once we have these building blocks in place, we’ll move on to the key drivers of this model and what that means in terms of unit economics and funding sources. This will arm us with the tools required to assess the differentiators and risks inherent to buy-now-pay-later providers, and will ultimately allow us identify the winners in the space. All through the lens of an investor. At the end of the course, I'll also provide some resources and further reading to compliment the topics covered and help take you to the next level!

Overview

Section 1: Introduction to BNPL

Lecture 1 Learning objectives

Lecture 2 Introduction

Lecture 3 Overview of top trends

Lecture 4 Overview of business models

Lecture 5 Overview of distribution models

Lecture 6 Overview of product configurations

Section 2: Economics of BNPL

Lecture 7 Overview of value proposition

Lecture 8 Overview of key drivers

Lecture 9 Overview of economics

Lecture 10 Overview of funding model

Lecture 11 Overview of the BNPL flywheel

Section 3: Outlook of BNPL

Lecture 12 Outlook

Lecture 13 Key Risks

Lecture 14 Key differentiators

Lecture 15 Who will win?

Section 4: BNPL Resources

Lecture 16 Further reading

Potential investors in the BNPL space,FinTech enthusiasts,Students looking to enter the FinTech or investing space,BNPL enthusiasts